In accordance with the provisions of Law 34/2002, of July 11, on services of the information society and electronic commerce, the following information is provided:
You are visiting the website http://creditio.es owned by WITME ADVERTISING S.L., with registered office at Santa Engracia 108 4º Int IZq (28003) MADRID, SPAIN with NIF B44680262, registered in the Mercantile Registry of Madrid, in Volume 35193 Folio 195, Section 8, Sheet M-632856, hereinafter, the OWNER.
You can contact the Holder by any of the following means:
Telephone: +34 913952265
Contact email: [email protected]
Through this document we inform you of the terms and conditions that regulate the use of the Owner's website and/or app, as well as the associated services and content. Said use implies the acquisition of the condition of "user" and, with said condition, a series of rights and obligations.
For the purposes described above, we inform you that it is your responsibility to access the legal conditions inserted in this website, as well as the privacy policies, cookies or, where appropriate, conditions of sale and read them carefully. We recommend:
This website provides access to a multitude of information, services, programs or data (hereinafter, "the contents") on the Internet belonging to the Owner or its licensors to which the User may have access.
The User assumes responsibility for the use of the portal in the terms established hereby. Said responsibility extends to the registration that is necessary to access certain services or contents. In said registry, the User will be responsible for providing truthful and lawful information. As a consequence of this registration, the User can be provided with a password for which he will also be responsible, agreeing to make diligent and confidential use of it.
The User undertakes to make appropriate use of the contents and services (for example, chat services, discussion forums or news groups) that the Owner offers through its portal and , including but not limited to, not to use them for:
The Owner reserves the right to withdraw all those comments and contributions that violate respect for the dignity of the person, that are discriminatory, xenophobic, racist, pornographic, that threaten youth or childhood, order or public safety or that, in your opinion, will not be suitable for publication. In any case, the Owner will not be responsible for the opinions expressed by users through forums, chats, or other participation tools.
Everything related to the processing of your personal data is included in the Privacy Policy.
The Owner is the owner of all the intellectual and industrial property rights of its website, as well as the elements contained therein (for example,: images, photographs, sound, audio, video, software or texts, trademarks or logos, color combinations, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc.), ownership of the Owner or its licensors.
All rights reserved. Pursuant to the provisions of articles 8 and 32.1, second paragraph, of the Intellectual Property Law, the reproduction, distribution and public communication, including the way it is made available, of all or part of the contents of this web page, for commercial purposes, in any medium and by any technical means, without the authorization of the Owner.
The User acknowledges that the use of the website and its contents and services is carried out under his sole responsibility. Specifically, by way of example, the Owner does not assume any responsibility in the following areas:
In the event that there are forums, the use of the same or other similar spaces, it must be taken into account that the messages reflect only the opinion of the User who sends them, who is solely responsible for them. Consequently, the Owner is not responsible for the content of the messages sent by the User.
The Owner reserves the right to make the modifications it deems appropriate in its portal without prior notice, being able to change, delete or add as many contents and services that are provided through it, as the way in which they appear represented or located on its portal.
The validity of the aforementioned conditions will depend on their exposure and will be in force until they are modified by others duly published.
In the event that http://creditio.es includes links or hyperlinks to other Internet sites, the Owner will not exercise any type of control over said sites and contents nor will it assume any responsibility for the contents of any link belonging to a third-party website, nor will it guarantee technical availability, quality, reliability, accuracy, breadth, veracity, validity and constitutionality of any matter or information contained in none of said hyperlinks and other sites on the Internet. Likewise, the inclusion of these external connections will not imply any type of association, merger or participation with the connected entities. Notwithstanding the foregoing, if WITME ADVERTISING S.L. had effective knowledge that the activity or information to which it is sent or recommended is illegal, or that it damages property or rights of a third party subject to compensation, said data will be deleted or the corresponding link will be disabled.
The Owner reserves the right to deny or withdraw access to the portal and/or the services offered without the need for prior warning, at its own request or from a teThird, to those users who fail to comply with the content of this legal notice.
The Owner will prosecute the breach of these conditions as well as any improper use of its portal, exercising all civil and criminal actions that may correspond to it by law.
The relationship between the Owner and the User will be governed by current Spanish regulations. All disputes and claims derived from this legal notice will be resolved by the competent Spanish consumer and user courts and tribunals.
This website directs its services to users over 18 years of age. Minors under this age are not authorized to use our services and should not, therefore, send us their personal data. We inform you that if such a circumstance occurs, the Owner is not responsible for the possible consequences that may arise from failure to comply with the notice established in this clause.
The Owner has contracted an SSL ("Secure Sockets Layer") certificate for its website. Said SSL certificate makes it possible to protect all personal and confidential information that can be handled on a website, regardless of the information that is being transmitted, such as from any of the website's contact forms to the server or the data entered. for subscription to newsletters, access to protected areas, etc.
The website address will appear in green, activating the "https" protocol that allows secure connections from a web server to the user's browser.